The State of Jammu and Kashmir is famous for its natural scenery all over the world. Because of this natural scenery most of the Kings and spiritual personalities from early times who marched towards this blessed land called it, “heaven on earth” even some made it, their permanent abode or desire to breath their last in this blessed land. Jammu and Kashmir is a mainstream tourist destination in view of its tourist potential .The state is endowed with world class tourism potential ranging from the historical and natural sites to its scenic beauty. The Jammu and Kashmir state has the potential for all types of tourism like Leisure tourism, Adventure tourism, Pilgrim tourism, Sports tourism etc. Tourism sustains many sectors like trade, hotels and restaurants, transporters etc. and is considered as a key for economic development.

The Phenol oxidation is considered as a test reaction in confirmation of the frame work incorporation of Ti in the zeolite as per the reported methods.The applications of the zeolites can be changed depending upon the modification of the zeolite without much disturbing its crystallinity.The position of the incorporated active metal inside the zeolite also affects its characteristics.The zeolite-Y is the single largest used zeolite even today in refining and petrochemical industries due to its 3D pore structure. Most of the zeolites are unstable and lose their activity at higher temperature and in hydrothermal conditions. The Synthesized highly crystalline Na-Y zeolite in pure form is obtained ,from Union Carbide Corporation, USA (Linde, SK-40) with Si/Al = 2.4 as a original sample for further modification. It is convert into NH4-Y form by using Ammonium Nitrate solution at 1000C using reflux method and calcined at 5000C,The process were repeated three times to convert it in to highly crystalline frorm of low silica H-Y zeolite.

Scientific temperament a spirit of inquiry and involves the process of logical reasoning. It tries to find out the cause and the rational justification of an event objectively. The attitude of questioning is the first significant expression of scientific temperament. The scientific temperament is the human nature which starts with the cognition of once own self in the reality and correlates the same with all that is conceived and perceived in the ecology through the pursuit of observation, analysis, and synthesis. Scientific temperament attempts to explain the cause effect relationship between two or more events

The FTIR of adsorbed pyridine has been used as a characteristic tool to detect and measure the presence of Bronsted and Lewis acid centers on the solid surfaces The FTIR bands of pyridine are of inter est to study the C-H and N-H stretching as well as the C-C and the C-N stretching in pyridine ring. In fig1-5 FTIR Spectra of adsorbed pyridine at 100,200, 300, 400OCon the samples are listed in the table are depicted. The acidity ,stability as well as catalytic activity of the Na-Y zeolite can be changed to various level by modifying its pore opening, pore volume void volumes as well as frame work Si/Al ratio and it is made suitable as a stable catalyst under sever conditions of catalytic reaction.

Housing is one of the basic requirements for human survival. Survival of owing a house provides significant economic, social states & security in society . Hence, housing brings about a social change in a persons existence. It makes his own identity . A village housing scheme was launched as a part of community Development Movement in 1957. although about 73% of the Rural population reside in unsatisfactory Kutcha structure, Govt. initiatives hence undertaken including the launching of the home sitescum-construction, assistance scheme during planning

Microfinance has passed a long way from micro-saving to micro-credit and this journey has created an unforgettable history of developing not only the rural people but also the urban poor too especially women. Though the concept “Microfinance” refers to small financial activities like saving, credit, insurance, payment remittances etc. but have covered a wider dimension and shown a greater impact in improving socioeconomic life of poor people by providing a channel through which they are getting involvement into the financial system of a country. The poor people especially women have been always excluded from the formal financial system basically either due to social background or economic backwardness and even sometimes both. Therefore in order to overcome the challenging issues like poverty, unemployment, malnutrition, lack of formal credit support, improvement in socio-economic status, the government of India in association with NABARD and RBI introduced the concept of Self Help Groups. This paper will try to highlight the growth and progress of SHGs over different period of time, loan disbursed and repayment status with special reference to NER.

In India, the share of rural population in total population was 74.3%in 1991 which decreased to 72.2% in 2001 census. It was only due to rapid industrialisation and the consequent mitration of rural opulation to urban areas. It may be possible in 2030 it will decline to 60%. In short the bulk of India's popolation lives in rural areas. Microcredit program which was heralded in 1992 with a modes pilot project of linking around 500 SHG. The microcredit program in India is now the largest in the world. Low income people has little access to financial services. Government of India through banking sector, NABARD is supporting for microfinance to these type of SHG along with the bancassurance program for overall development of the poor rural people.

The thesis work is about the investigation of different handovers in the 3G UMTS network which is the vital issue to the network to maintain the user's connection during in the ongoing session with the user's movement. The investigation is based on the UMTS QoS traffic classes. For this purpose the soft and the hard handovers techniques are analyzed in different scenarios implemented in the OPNET Modeler . T o know and understand about the handover process between the Node B and the user equipment different statistics are calculated

The purpose of the present study is to find out the relation of motor fitness variables with playing ability of soccer players of senior secondary schoolsfrom Himachal Pradesh. In this study, motor abilities variables are obstacle run, basketball throw, standing broad jump, wall pass and 4-second dash and playing ability variables are kicking with right foot, kicking with left foot, throw-in, distance speed and goal accuracy. For the collection of data, investigator used Scott Motor Ability Test for motor ability and Warner Test of Soccer Skills to measure the playing ability of 16-19 years old sixty soccer players of senior secondary schools of Himachal Pradesh. The coefficient of co-relation is used to find out the relation in the scores of the soccer players in respect to their motor ability with playing ability.

Azo dyes represent the largest class of synthetic organic colorants listed in the colour index. Many synthetic dyes are toxic, mutagenic or carcinogenic. Congo red is a carcinogenic, recalcitrant and complex diazo direct dye used commonly for the coloration in textile and paper industries. It was selected as model pollutant. The fungal stain Fusarium sp. TSF-01 isolated from textile wastewater sludge was screened for decolorization of Congo red. This strain has given 94.97 and 98.09 % decolorization of a recalcitrant dye, Congo red (100 mgL-1) at agitation and static condition within 3 days respectively. FTIR analysis revealed the degradation of Congo red by this isolate. This study revealed the enormous biodegradation abilities of indigenous microbial flora. Fusarium sp. TSF-01 is an efficient strain for the decolorization of azo textile dyes effluents.

The role of higher education in national development is well established as it is this level of education which provides top-level of manpower like engineers, doctors, managers, scientists, bureaucrats, technocrats & teachers etc. who are responsible for accelerating the process of development further

Naguib Mahfouz is the most celebrated novelist in the Arab world, the result of wining the Nobel Prize in literature in 1988. He was born in a middle-class family on 11th December of 1911 at the Jamaliyya quarter of old Cairo. He was named after Professor Naguib Pasha Mahfouz (1882–1974), the renowned Coptic physician who delivered him. Mahfouz was the seventh and the youngest child in a family that had five boys and two girls. The family lived in two popular districts of the town, in al-Jamaliyya, from where they moved in 1924 to al-Abbasiya, then a new Cairo suburb; both provided the backdrop for many of Mahfouz's writings. His father, whom Mahfouz described as having been "old-fashioned", was a civil servant, and Mahfouz eventually followed in his footsteps. In his early years, Mahfouz read extensively and was influenced by Hafiz Najib, Taha Hussein and Salama Moussa.

A work of fiction is an aesthetic representation of the society and the author's personality. The inner life of an author is reflected in his works. The author's imagination embodies in his characters the fundamental conflicts of his own nature. That every writer is a product of his times and his outlook on life is conditioned by the mood of his age and Greene is no exception. The social, political and economic developments of the century, far from resolving the split, the schizophrenia in man's personality have further aggravated it. The experience of two world wars, have accentuated the individuals feelings of loneliness, disillusionment and sterility. Greene emphasizes the seediness, sterility and despair of modern civilization. He however is not content to give merely the picture of frustration and rootlessness but emphasizes that religion alone can give us relief. Man he warns will lose all his human qualities unless he holds on to faith in religion. The spiritual void has to be filled in order to feel at home in challenging universe and face the brute forces of evil.

Transplantation of human organs is a priceless legacy of modern medical science to the mankind. It has come as manna from heaven to protect the life of those unfortunate patients who could have otherwise breathed their last cutting short the life span or lived in perennial agony. But it has it's flip side. It has paved the way for commercial dealings in human organs. In addition to that it has given rise to very complicated legal and ethical issues. This article makes an attempt to analyse the legal regime of transplantation of human organs in a few jurisdictions with special reference to the legal, ethical and other related issues.

The advent of Computer and the tremendous strides they have made in the recent times have brought the capability to model complex designs and solve innumerable number of mathematical equation in a flash of time, to the desktop of the design engineer. Pro/E is a window based software package and other systems. “Solid Modeling and Assembly of Radial Engine” is deals with the three dimensional modeling and Assembly in Pro/E .The Present paper in the model exploits the capabilities of determining the modeling and Assembling of Radial Engine Components. By using Pro/E Modeling, the time spent in producing the complex 3D models and the risk to be taken in imagination of the manufacturing Process can be totally eliminated.

Background: The exploration of specialty choices by medical students is a hot debate as it affects several important determinants of health care delivery. This study was carried out to determine variation in specialty preferences at the end of internship training and the perceptions that affect students' specialty choice. Methods: A cross-sectional questionnaire-based study was performed on 80 interns. It covered queries on specialty choices, and perceptions influencing specialty choices. Gender wise analysis of specialty choices was also carried out. Results: The most preferred specialty expressed by male students was radiodiagnosis, followed by orthopedics and paediatrics, while most preferred by female students were obstretics and gynaecology, followed by radiodiagnosis and paediatrics.

One of the chief crops manufactured in Maharashtra is sugarcane, with a host of sugar industries been set up over the years. The Rs 26,000 crore sugar industry of Maharashtra, which contributes to nearly 33% of India's total sugar output. However sugar production in Maharashtra, the country's top sugar producing state, fell by 10% to 7.97 MT so far from over the year-ago period on account of severe drought in some parts of the state. Sugar recovery remained lower at 11.40% and mills crushed 8% less sugarcane. Marathwada, which contributes up to 20% to the total state sugar production, produced 22% lesser sugar than last year as the region is reeling under water shortage.

Philanthropy is the key featur e of Indian morals. Though it remained constant as an ideal moral norm thr oughout its history , its practical realization underwent numerous modifications and transformation. Max W eber explains: 'India and Egypt were the two areas where classically charity developed. In India, Jainism and Buddhism were its preeminent exponents. In general, Indian philanthropy rested on the conception of all life as a unity .

At every moment the individual is confronted with two kinds of demands; the demands of his physiological and psychological make-up, and the demands of the environment in which he lives. In order to live a contented and happy life he has to adjust himself to these demands. In other words he should achieve a harmony with in himself, and between himself and the social set-up: this harmony is known as adjustment. The term adjustment has two meanings. In one sense it is the process by which a person changes his behavior to achieve a harmonious relation between himself and his environment; and in the other it is the state of such harmonious relationship. In the present study the researcher made an attempt to explore how the adjustment problems influence the higher secondary students in relation to some selected variables.

This paper focus on the growth and transformation of microfinance organization and SHG in India. Microfinance is become a significant force in India, India is a second largest populated country in the world and approximately 70% of its population lives in rural area, around 60% of rural people depends on agricultural activities. India falls in low income category because of population, Low rate of education, low sex ratio, unbalanced Distribution of Resources, Environmental Degradation, Economic and Demographic Trends and Individual Responsibility and Welfare Dependency. Recent times India's per capita income grew by 15.6 per cent to Rs 53,331 per annum in 2010-11, crossing the half-a-lakh rupees mark for the first time, according to government data. Indian population depend on agriculture but the production level of agriculture is seems to be very low, keeping in mind removes this poverty tries to take initial steps like microfinance so The government and NABARD have recognized this and have emphasized the Small Help Group approach and working along with NGOs in its initiatives. Small help group based microfinance helps to remove poverty and huge gap between supply-demand.

The problem of universal, compulsory primary education requires.Universal provision of school facilities,universal enrolment of pupils universal retention of the enrolled children till they complete the prescribed course, and above all qualitative impr ovement of education. Hence, keeping in mind the situation leisur ed in the above paragraphs an attempt was made in this chapter to find out the prevailing distastes or still existed problems in the field of primary education despite the state Government making all the sincere efforts to impr ove the enrolment ratio on a sustainable manner .T o understand the problems of rural primary schools. T o understand the problem that teachers face in rural primary schools. Further as such four talukas in Gulbarga district are selected for the present study .

In order to investigate the students' learning outcomes in Chemistry Laboratory, a performance-based assessment was developed and implemented to a group of 50 chemistry students having chemistry as an elective subject at grade 12 in the academic year 2012-12 at Gyanodaya V idya Mandir ,Narsingarh . A multi-step organic synthesis experiment was chosen, and the basic organic manipulative skills, such as reflux, distillation, extraction, filtration, and re-crystallization were incorporated in the laboratory activities.

The significant of international commercial arbitration as a tool in resolving international transaction conflicts cannot be overstated. International commercial arbitration is considered as the best method for resolution of disputes with various advantages like quickly, flexibility, consistency, cheap, fairness and confidentiality that may be lacking in the existing legal system which is not able to cope up with the ever increasing burden of international trade conflicts.

Mental health describes a level of psychological well-being, or an absence of a mental disorder. From the perspective of 'positive psychology' or 'holism', mental health may include an individual's ability to enjoy life, and create a balance between life activities and efforts to achieve psychological resilience. Mental health can also be defined as an expression of emotions, and as signifying a successful adaptation to a range of demands. The study of mental health is a significant one and for which the investigator has decided to develop and standardize a scale to measure it.

The trend in sexratios of population is used to denote the number of females per thousand males. The sexratio refiects the socio-economic and demographic characteristics. An attempt is made to study the spatio-temperal changes in sex-ratio of Solapur district. There have been wide variation in sex-ratios during last ten decodes, because in the year 1901, it wasnot much distributed, when it was 985 per 1000 males, for the district. While in the most recent decode, in 2001, the sex-ratio dectined, substantially and become as low as 936 respectively for the district under study. While for the state of Maharashtra, the sex-ratio declined from 978 in the year 1901 to 922 in the year 2001. The lower rural sex-ratio in different tahsils of the Solapur district may be attributed to the high infant mortality among the females as a result of less availability of medical facilities and negligence of female children, as regard to medical facilities in rural areas of the district.